Habitational

Condominium Associations, Apartment Complexes

Our agency works hand in hand with property managers, associations and property owners to ensure that their habitations are insured correctly. From single occupancy to multiple location high rises, there is no risk too big or too small. Below is a list of a few of the unique coverages that we offer for habitational in addition to the standard coverages (i.e. property, general liability, workers compensation, umbrella, etc.).

Coverages Available

• Directors and Officers Liability
• Guaranteed Replacement Cost to Building(s)
• Employment Practices Liability
• Fidelity Bond(s)
• Water Backup of Sewers and Drains
• Flood Insurance
• Elevator Collision for Personal Property of Others
• Tenant’s Building Glass
• Business Income – Actual Loss Sustained
• Hired / Non-owned Auto Liaibility
• Identity Recovery Coverage (Board Members)

Types of Risks We Insure

• Condominium Associations
• Apartment Complexes
• Dwelling Fire (Landlord Policies)
• Homeowner Associations
• Assisted Living / Retirement Communities
• Affordable Housing
• Student Housing

Interested in a quote now or at renewal? Feel free to contact us today. Not ready for a quote yet? Not a problem, we’ll contact you before the renewal.